With the development of globalization and the intensification of international personnel flows, the number of foreigners employed in China has also increased year by year. Faced with this situation, the Ministry of Human Resources and Social Security issued the "Interim Measures for Social Security Participation of Foreigners Employed in China" on September 6, 2011, which clearly stipulates that companies must provide insurance for foreigners legally employed in China. It purchases social insurance, including basic employee pension insurance, basic employee medical insurance, work-related injury insurance, unemployment insurance and maternity insurance. The implementation of these measures aims to protect the basic rights and interests of foreigners and improve their life and work security in China.
Scope and conditions of insurance for foreigners:
According to Articles 2 and 3 of the "Interim Measures for Social Security Participation of Foreigners Employed in China", foreigners can only obtain "Foreigner Employment Certificate", "Foreign Expert Certificate", "Foreign Permanent Journalist Card", etc. Only with employment certificates and foreigner residence certificates, and with the "Foreigner Permanent Residence Certificate", can you legally work in China, and the employer and you must pay social insurance premiums in accordance with regulations. At the same time, foreigners who are dispatched by overseas employers to work in branches or representative offices registered or registered in China are also required to participate in basic employee pension insurance, basic employee medical insurance, work-related injury insurance, unemployment insurance and maternity insurance in accordance with the law. The employer and I shall pay social insurance premiums in accordance with regulations.
How to apply for social security for foreigners:
Before foreigners participate in social security, they need to provide some necessary information, such as their passport, foreigner work permit, foreigner residence permit, "Social Security Personal Information Registration Form", "Social Security Insurance Personnel Addition Form", etc. For foreigners who participate in insurance for the first time, the employer should bring relevant materials to the social security agency or social security online system in the place where they participate in the insurance to go through the insurance enrollment procedures. For the specific insurance participation process, foreigners can apply through the online declaration system and log in to the Social Security Bureau website to declare online. At the same time, print out the "Personal Information Registration/Suspension/Transfer/Insurance Change/Resumption of Insurance/Salary Change Application for Corporate Employee Participation in Social Insurance" , attach the application materials to the collection front desk for processing. In this way, it complies with my country's regulations, and foreigners legally employed in China must participate in social insurance. The social security accounts of foreigners are the same as those of Chinese citizens. They will have details and personal accounts after each payment. If foreigners return to their nationality and meet the age requirements for receiving it, they can apply to receive basic pensions on a monthly basis in accordance with my country's regulations. If the conditions for collection are not met before leaving the country, the social security account will be retained. Specific issues regarding social security accounts will be introduced in detail later in this article.
Under what circumstances are foreigners exempt from paying social security contributions:
For employees with the nationality of a country that has signed a bilateral or multilateral agreement on social insurance payment with my country, the Chinese government has clearly stipulated that if they provide an insurance certificate issued by the agreement country within 3 months of obtaining an employment permit in my country in accordance with the law, they should be exempted from the contract in accordance with the provisions of the agreement. Specify the payment obligations for insurance types within a specified period. As of 2019, my country has signed bilateral social security agreements with 12 countries. Among them, social security agreements signed with 10 countries including Germany, South Korea, Denmark, Canada, Finland, Switzerland, the Netherlands, Spain, Luxembourg and Japan have come into effect.
What information do foreigners need to provide to participate in social security?
The materials that foreigners need to prepare to participate in social security include their passport, foreigner work permit, foreigner residence permit, "Social Security Personal Information Registration Form", "Social Security Insurance Personnel Addition Form", etc. In addition, you also need to provide your own photos (two recent one-inch, bareheaded, color, white background, developed photos), other relevant supporting materials, etc. Foreigners should note that since my country's social security cannot be connected with foreign social security, foreigners' social security in my country cannot be transferred back to their home country. If they return to work in China, their social security in China will not be transferred back to their home country.
Problems with social security accounts for foreign talents leaving the country
If foreigners who are legally employed in China leave the country before the pension age, their personal social insurance accounts can be retained. When they come to work in China again, the payment period can be calculated cumulatively. If the social insurance relationship is terminated upon my written application, the balance of my social insurance personal account can be settled in the form of a one-time payment to me. At the same time, if a foreigner dies, the balance of his personal pension insurance account can be inherited in accordance with the law. This issue needs to protect the rights and interests of foreigners in practice.
During the process of participating in social security, foreigners should pay close attention to changes in my country's social security policies and regulations and adjust their work and life plans in a timely manner. At the same time, based on the principle of good faith, foreigners should conscientiously fulfill their insurance participation obligations, pay social security fees in full and on time, and strive to obtain practical protection and security in their future life and retirement.
随着全球化的发展和国际人员流动的加剧，在中国就业的外籍人士数量也逐年增加。面对这一情况，人力资源和社会保障部于2011年9月6日发布《在中国境内就业的外国人参加社会保险暂行办法》，明确规定凡在中国境内合法就业的外国人，公司必须为其购买社保，包括职工基本养老保险、职工基本医疗保险、工伤保险、失业保险和生育保险。这些举措的落实，旨在保障外籍人士的基本权益，提高其在中国的生活和工作保障。
外籍人员参保的范围和条件：
根据《在中国境内就业的外国人参加社会保险暂行办法》第二条和第三条规定，外籍人士只有在取得《外国人就业证》、《外国专家证》、《外国常驻记者证》等就业证件和外国人居留证件，以及持有《外国人永久居留证》的情况下，才可以在中国境内合法就业，并由用人单位和本人按照规定缴纳社会保险费。同时，如果被境外雇主派遣到在中国境内注册或者登记的分支机构、代表机构工作的外国人，也需要依法参加职工基本养老保险、职工基本医疗保险、工伤保险、失业保险和生育保险，由境内工作单位和本人按照规定缴纳社会保险费。
如何办理外籍人员的社保：
外籍人员参加社保前，需要提供一些必要的资料，如本人护照、外国人工作许可证、外国人居留证件、《社会保险个人信息登记表》、《社会保险参保人员增加表》等。首次参保的外国人，应由用人单位携带相关材料，到参保所在地的社保经办机构或社保网上系统为其办理参保手续。具体的参保流程，外籍人员可以通过网上申报系统办理登录社保局网站企业网上申报，同时打印《企业员工参加社会保险个人信息登记/停交/调动/险种变更/恢复参保/工资变动申请》，附上申请资料到征收前台办理。如此，才符合我国规定，外国人在中国境内合法就业者必须参加社会保险。外籍人员的社保账户和中国公民的一样，每次缴纳后都会有明细和个人账户，外籍人员如果返回国籍，在年龄满足领取条件的情况下，可以申请按照我国的规定按月领取基本养老金，如果离境前未到领取条件，社保账户则会被保留。关于社保账户的具体问题，本文后续将会详细介绍。
哪些情况外籍人士可以免缴社保：
针对具有与我国签订社会保险缴费双边或多边协议国家国籍的就业人员，我国政府明确规定在其依法获得在我国境内就业证3个月内提供协议国出具参保证明的，应按协议规定免除其规定险种在规定期限内的缴费义务。截止到2019年，我国已与12个国家签署了双边社会保障协定。其中，与德国、韩国、丹麦、加拿大、芬兰、瑞士、荷兰、西班牙、卢森堡、日本10个国家签署的社会保障协定已经生效实施。
外籍人士参加社保需要提供哪些资料？
外国人参加社保需要准备的材料包括本人护照、外国人工作许可证、外国人居留证件、《社会保险个人信息登记表》、《社会保险参保人员增加表》等。除此之外，还需要提供本人照片（本人近期一寸、免冠、彩色、白底、冲洗照片，两张）、其它相关证明材料等。外籍人员要注意，由于我国社保跟外国社保没法对接，因此外国人在我国的社保不能转回本国，如果回国工作，不会将其在中国的社保转回本国。
外籍人才离境社保账户问题
在中国合法就业的外籍人员，如果在领取养老金年龄之前离境，其社会保险个人账户可以予以保留，再次来中国就业的时候，缴费年限可以累计计算。如果经本人书面申请终止社会保险关系，其社会保险个人账户储存额可以以一次性支付给本人的方式予以结清。同时，如果外籍人员死亡，其养老保险个人账户余额可以依法继承，这一问题在实践中需要保障外籍人攻的权利和利益。
在参加社保的过程中，外籍人员应当密切关注我国社保政策法规的变动，及时调整自己的工作和生活计划。同时，本着诚信的原则，外籍人员应当认真履行参保义务，按时足额交纳社保费用，争取在未来的生活和退休中获得切实的保障和保障。
sources from CNVISA
